Even though Ohio issues a paper title for non-resident deals, if your lender participates in ELT, they still rely on the E-Lien ID to get notified that the lien was added. This is one of the biggest causes of lender callbacks, so we’ve put together some helpful tips to keep your transactions moving.

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What you need to know

For Non-Resident (NR) deals with ELT lenders:

Always enter the E-Lien ID (E-Code)
Request a Paper Title (NR requirement)

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Why this matters

A Non-Resident purchaser must have a physical title to convert in their home state.
- Ohio will issue a paper title for NR deals
ELT lenders rely on the E-Lien ID for notification
Missing E-Lien ID leads to lender follow-ups and delays

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Best practice workflow

Enter lienholder Name and Address
Enter E-Lien ID (required if lender is ELT)
From the Tax Exemption dropdown, choose NR - Non-Resident Purchaser Or Taxable Non-Resident for reciprocal states
Leave Paper Title selected
Submit with both Paper Title and E-Lien ID

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County requirements

Some counties require a Print Title Letter, while others allow indication on title application by checking printed. For this reason, you should always verify local county requirements.

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Common mistake to avoid

Make sure you do not skip E-Lien ID just because a paper title is needed. This prevents ELT notification and causes lender issues.

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Quick reminders

Paper Title — How Ohio issues the NR title
E-Lien ID — How the lender is notified

Both are required for Non-Resident deals with ELT lenders

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Accurate fees
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